First Lodgement with ATO – FREE & International Students – From Just $55
Expert Business Solutions for You
Simplifying business obligations for individuals and businesses.
Accounting & Tax Solutions
Bookkeeping Services
Bookkeeping Services
Bookkeeping Services
Stay focused on growing your business—we’ll take care of the numbers.
Our bookkeeping services ensure your financial records are accurate, up-to-date, and fully compliant with Australian tax laws. Whether you’re a sole trader or a growing company, we tailor our bookkeeping to suit your business needs, using trusted cloud-based platforms like Xero.
Our bookkeeping services include:
- Daily, weekly, or monthly transaction recording
- Bank reconciliations
- Accounts payable and receivable
- GST and BAS preparation
- Financial reporting and cash flow tracking
We give you peace of mind with reliable, efficient support—so you always know where your business stands.
Payroll Services
Bookkeeping Services
Bookkeeping Services
Reliable payroll that keeps your team paid on time and your business compliant.
Managing payroll can be time-consuming and complex—especially with constantly changing legislation. Let us handle it for you with accurate, timely, and fully compliant payroll processing.
Our payroll services include:
- Payslip generation and employee payments
- Single Touch Payroll (STP) reporting to the ATO
- Superannuation calculation and payment
- Employee entitlements and leave tracking
- End-of-year payment summaries and reports
Whether you have one employee or fifty, we provide customised payroll solutions to fit your business, so you can pay with confidence, every time.strategies and design a tax plan that suits your unique needs.
BAS & IAS Lodgement
Bookkeeping Services
Accounting Services
Stay ATO-compliant without the stress.
Business Activity Statements (BAS) and Instalment Activity Statements (IAS) are essential for businesses registered for GST or PAYG withholding. At Ozfintek, we handle your lodgements accurately and on time—so you can focus on running your business while we deal with the ATO.
Our BAS & IAS services include:
- Preparation and lodgement of BAS (monthly, quarterly, or annually)
- IAS lodgement for PAYG instalments and withholding
- GST calculation and reconciliation
- PAYG obligations management
- Review of bookkeeping records to ensure compliance
- Liaising with the ATO on your behalf
Whether you're a sole trader or a company, we make tax time simple and stress-free.
Accounting Services
Business Advisory & Structuring
Accounting Services
Accurate accounting that keeps your business on track and ATO-compliant.
At Ozfintek Business Solutions, we provide tailored accounting services to support businesses of all sizes—whether you're a sole trader, partnership, company, or trust. Our focus is not just compliance, but helping you make informed financial decisions to grow your business.
Our accounting services include:
- Preparation of financial statements (Profit & Loss, Balance Sheet)
- GST reconciliation to ensure your BAS figures are accurate and aligned with your accounts
- Fringe Benefits Tax (FBT) calculation and reporting for employers
- Depreciation schedules for assets and capital equipment
- End-of-year adjustments including accruals, prepayments, and inventory corrections
- Budgeting, forecasting, and cash flow management
- Xero and cloud accounting setup, support, and training
With Ozfintek, you gain more than an accountant—you gain a trusted financial partner committed to your business success.
Taxation Services
Business Advisory & Structuring
Business Advisory & Structuring
Expert tax solutions tailored to your needs.
At Ozfintek Business Solutions, we specialise in providing clear, accurate, and compliant taxation services for individuals, sole traders, partnerships, trusts, and companies. We ensure your tax obligations are met while helping you maximise deductions and plan strategically for the future.
Our taxation services include:
- Individual and business tax return preparation and lodgement
- GST advice and integration with BAS/IAS reporting
- Capital Gains Tax (CGT) calculations for shares, property, and business assets
- Investment property tax advice, including negative gearing and depreciation
- Small business tax planning and structure reviews
- Fringe Benefits Tax (FBT) reporting and calculation
- ATO lodgements and payment plan support
- Review of prior year returns and amendment processing
- Support during ATO audits, reviews, and correspondence
We stay current with Australian tax laws, so you don’t have to. Whether you're an individual lodging a simple return or a business managing complex tax matters, Ozfintek provides personalised, dependable support at every step
Business Advisory & Structuring
Business Advisory & Structuring
Business Advisory & Structuring
Establish a solid foundation for lasting success.
At Ozfintek Business Solutions, we provide expert business advisory and structuring services designed to support your business through every stage of its growth. Whether you're starting from scratch or restructuring for tax efficiency and asset protection, we deliver tailored solutions that align with your goals.
Our services include:
- Business setup and registration, including ABN, TFN, and GST
- Trust formation for family, discretionary, and unit trusts
- Company incorporation and ASIC compliance support
- Asset protection structuring to safeguard personal and business wealth
- Tax-effective structuring to minimise liabilities and maximise returns
- Investment, business & debt structuring for sustainable financial health
- Strategic business planning and performance reviews to drive growth
We work closely with you to understand your unique needs, then provide clear, practical advice backed by compliance and strategic insight. Whether you're launching a new venture or refining your existing structure, Ozfintek ensures your business is set up to succeed today and into the future.
Tax Planning Services
Tax Planning Services
Tax Planning Services
Plan smarter. Pay less. Stay compliant.
At Ozfintek Business Solutions, we help you take control of your tax outcomes with proactive, tailored tax planning strategies. Our goal is to legally minimise your tax liability while supporting your broader financial and business goals.
Our tax planning services include:
- Reviewing income, deductions, and business performance before year-end
- Structuring income and expenses to achieve tax-effective outcomes
- Guidance on trust distributions and dividend strategies
- Planning for capital gains, including timing of asset sales
- Superannuation contribution advice and tax benefits
- Small business tax concessions and eligibility analysis
- Integration with investment, business & debt structuring
- Identifying ATO compliance risks before they arise
Tax planning isn’t just for big businesses—every individual and business can benefit from smart, forward-looking strategies. With Ozfintek, you receive personalised advice that maximises your after-tax income while keeping you fully compliant with Australian tax laws.
SMSF Services
Tax Planning Services
Tax Planning Services
Take control of your super with expert SMSF support.
At Ozfintek Business Solutions, we help you manage your Self-Managed Super Fund (SMSF) with confidence and full compliance. Whether you're setting up a new SMSF or managing an existing one, our expert team provides end-to-end support so you can make informed investment decisions while meeting all regulatory requirements.
Our SMSF services include:
- SMSF setup and ATO registration
- Preparation of annual financial statements and tax returns
- Compliance management with Superannuation and Tax laws
- Liaising with SMSF auditors and the ATO
- Investment strategy review and documentation
- Pension establishment and minimum drawdown calculations
- Tax planning within the fund to ensure optimal outcomes
- Support with SMSF structuring for estate and succession planning
We understand the complexities of running a compliant SMSF. Whether you're focused on investment flexibility, asset protection, or retirement planning, Ozfintek delivers personalised SMSF solutions that give you control, peace of mind, and long-term benefits.
Cloud Accounting
Tax Planning Services
Cloud Accounting
Smart, simple, and secure accounting system anytime, anywhere.
At Ozfintek Business Solutions, we empower businesses with cutting-edge cloud accounting solutions that simplify financial management, boost efficiency, and provide real-time insights. Moving your accounting to the cloud means automating manual tasks, enhancing collaboration with your accountant, and gaining instant access to your financial data—anytime, on any device.
Our Cloud Accountg Services Inclde:
- Software setup or conversion to Xero, MYOB, QuickBooks, and more
- Real-time bank feeds, invoicing, and expense tracking
- Customised, real-time reporting tailored to your business needs
- Chart of accounts specifically designed to support management decision-making
- Seamless integration with POS, payroll, inventory, and other software add-ons to streamline your operations
- Comprehensive training and ongoing support for you and your team
- Regular system reviews to ensure data accuracy and compliance
- Secure data backups and ATO-compliant record keeping
Whether you’re a startup, scaling business, or transitioning from spreadsheets, our cloud accounting services equip you with the tools to stay in control of your finances, whether on desktop, tablet, or mobile.
Our Partners
Financial solutions
First Home Loans
First Home Loans
First Home Loans
Your journey to home ownership starts here.
At Ozfintek Business Solutions, we help individuals and families secure the right home loan with tailored finance solutions that suit your lifestyle and long-term goals. Whether you're buying your first home, upgrading, or investing in property, we guide you through the entire lending process—from application to settlement.
Our home loan services include:
- First home buyer loan advice and pre-approval assistance
- Access to a wide panel of banks and non-bank lenders
- Loan comparison to find competitive rates and flexible features
- Investment property loans and refinancing options
- Support with loan structuring for tax effectiveness and asset protection
- Assistance with required documentation and lender communication
- Ongoing reviews to ensure your loan remains suitable over time
We simplify the process, explain the fine print, and negotiate with lenders on your behalf—so you can focus on finding your perfect property with confidence.
Next Home Loans
First Home Loans
First Home Loans
Ready for your next move? We’re with you every step of the way.
Whether you're upgrading to a bigger home, relocating for lifestyle or work, or buying your second property, our Next Home Loan services are designed to make your transition smooth, smart, and financially sound.
At Ozfintek Business Solutions, we help you access flexible lending options that align with your changing needs and long-term goals.
Our Next Home Loan services include:
- Expert guidance on selling and buying timeline
- Bridging loans to manage the gap between purchases
- Access to multiple lenders for better interest rates and features
- Advice on loan portability and offset accounts
- Structuring your new loan for tax efficiency and asset protection
- Coordinating with agents, conveyancers, and lenders on your behalf
- Loan health checks to ensure your next mortgage suits your budget
Whether you're moving into your dream home or expanding your investment portfolio, we’ll ensure your next step is a smart one—financially and strategically
Refinancing
First Home Loans
Investment Loans
Make your mortgage work harder for you.
Whether you're looking to reduce your interest rate, unlock equity, or consolidate debt, refinancing can help you improve your financial position. At Ozfintek Business Solutions, we assess your current loan and help you find smarter alternatives tailored to your goals.
Our refinancing services include:
- Reviewing your current loan to identify savings
- Comparing offers from a wide range of banks and lenders
- Negotiating better interest rates, fees, and features
- Structuring loans for tax efficiency and cash flow improvement
- Accessing equity for renovations, investment, or personal us
- Consolidating multiple debts into a single, manageable repayment
- Ongoing loan health checks to ensure your mortgage stays competitive
Refinancing isn’t just about switching lenders—it’s about making sure your home loan fits your life today and your goals for tomorrow. Let us help you make an informed, strategic move.
Investment Loans
Investment Loans
Investment Loans
Finance strategies built for long-term wealth.
At Ozfintek Business Solutions, we help you make smart property investment decisions with tailored investment loan solutions that maximise returns and support your financial goals. Whether you're buying your first investment property or expanding your portfolio, we ensure your loan is structured for success.
Our investment loan services include:
- Access to a wide range of lenders and competitive interest rates
- Expert advice on interest-only vs. principal & interest strategies
- Structuring for negative gearing and tax effectiveness
- Support with loan approvals and investment property assessments
- Guidance on equity release and portfolio growth
- Integration with your accounting and tax plan
- Long-term reviews to ensure your finance strategy evolves with your goals
We combine property finance expertise with tax and structuring knowledge to give you an edge in your investment journey—backed by experience and personalised support..
Personal loans
Investment Loans
Commercial Loans
Flexible finance to help you move forward.
Whether you're planning a major purchase, funding a life event, or consolidating debt, a personal loan can offer fast, flexible support when you need it most. At Ozfintek Business Solutions, we help you find the right personal loan to match your needs, budget, and lifestyle.
Our personal loan services include:
- Access to a wide panel of lenders with competitive interest rates
- Secured and unsecured loan option
- Loans for vehicles, travel, renovations, medical expenses, and more
- Debt consolidation solutions to simplify repayments
- Fast application process with expert guidance
- Transparent terms and no hidden fees
- Tailored structuring to minimise interest and manage repayments
We take the time to understand your financial situation and provide loan options that work for you, not just today, but for the long term.
Commercial Loans
Investment Loans
Commercial Loans
Finance that fuels your business growth.
At Ozfintek Business Solutions, we provide tailored commercial loan solutions to help businesses access the funding they need—whether it's for property acquisition, equipment, working capital, or expansion. We simplify the process and structure your loan to align with your cash flow, risk profile, and long-term strategy.
Our commercial loan services include:
- Business property purchase or refinance
- Commercial investment loans (offices, warehouses, retail)
- Equipment and asset finance
- Working capital and cash flow funding
- Business acquisition and franchise loans
- Loan structuring for tax efficiency and asset protection
- Access to major banks and non-bank lenders
- Application support, negotiation, and lender liaison
We understand that every business has unique needs. That’s why we provide expert advice, customised options, and end-to-end support—so you can secure funding with confidence and focus on what you do best.
Car loans
Construction Loans
Business Loans
Drive away with the right finance, fast.
Whether you're buying a new or used vehicle for personal use or business, Ozfintek Business Solutions can help you secure a car loan that’s affordable, flexible, and tailored to your needs. We compare lenders and handle the paperwork, so you can focus on the road ahead.
Our car loan services include:
- Secured and unsecured loans for personal or business vehicles
- Competitive interest rates from a wide panel of lenders
- Pre-approval support so you can shop with confidence
- Novated lease and chattel mortgage options for business use
- Loan structuring for tax effectiveness and cash flow
- Fast application process with minimal paperwork
- Help with refinancing your existing car loan for a better deal
We simplify the car buying journey with finance solutions designed to put you in the driver’s seat—sooner and smarter.
Business Loans
Construction Loans
Business Loans
Flexible funding to power your business ambitions.
At Ozfintek Business Solutions, we help small and medium-sized businesses secure the right business loans to start, grow, or stabilise operations. Whether you need capital for equipment, expansion, stock, or working capital, we tailor finance solutions to fit your business goals and cash flow needs.
Our business loan services include:
- Start-up and small business loans
- Working capital finance for daily operations
- Expansion and growth loans
- Equipment and vehicle finance
- Line of credit and overdraft solutions
- Secured and unsecured loans
- Assistance with government-backed loan programs (where applicable)
- Loan structuring for tax efficiency and asset protection
- Full application support and lender negotiation
We work with a panel of banks and non-bank lenders to find the best solution, so you get the funds you need with terms you can manage.
Construction Loans
Construction Loans
Construction Loans
Build with confidence—funding tailored to your construction timeline.
At Ozfintek Business Solutions, we support clients with customised construction loan solutions designed to fund new builds, major renovations, or property developments. Whether you're building your dream home or managing a development project, we help you secure finance that aligns with your construction stages and cash flow needs.
Our construction loan services include:
- Construction loans for residential, investment, and commercial projects
- Progressive drawdown facilities aligned with building milestones
- Interest-only repayments during the construction phase
- Land and construction loan packages
- Refinance options post-completion
- Assistance with owner-builder finance (where applicable)
- Fixed or variable rate options
- Loan structuring for long-term affordability and tax efficiency
- Full application support, including liaising with your builder and lender
We work closely with banks and non-bank lenders to deliver competitive construction finance, ensuring your project stays funded, on track, and stress-free.
Technology Solutions
Cloud & Business Software
Simplify operations. Work smarter. Grow faster.
At Ozfintek Business Solutions, we help small and medium-sized businesses harness the power of cloud technology and business software to streamline operations, boost productivity, and stay ahead in a digital world. From email and document storage to collaboration tools and business apps, we set up secure, scalable systems tailored to how you work.
Whether you're just getting started or ready to upgrade outdated systems, our solutions are practical, cost-effective, and easy to manage—with full support from our expert team.
Our cloud and business software services include:
- Setup and management of Google Workspace and Microsoft 365
- Cloud storage and secure file sharing solutions
- Business email setup with your domain (e.g. info@yourbusiness.com)
- Collaboration tools like Teams, Google Meet, and SharePoint
- Workflow automation to save time on repetitive tasks
- Integration of software apps (e.g. accounting, CRM, job management)
- Data backup and disaster recovery solutions
- Multi-device access for remote or hybrid teams
- Staff training and ongoing user support
We help you build a digital workspace that’s secure, flexible, and designed to grow with your business—so your team can work efficiently, no matter where they are.
IT Infrastructure Setup & Support
Build a strong tech foundation for your business.
At Ozfintek Business Solutions, we provide complete IT infrastructure solutions to help small and medium-sized businesses operate smoothly, securely, and efficiently. Whether you're setting up a new office, expanding, or need reliable day-to-day tech support, we ensure your systems are built right from the ground up.
From hardware to networks and everything in between—we make IT simple, scalable, and stress-free.
Our IT infrastructure services include:
- Initial setup of business networks, Wi-Fi, and internet connection
- Device procurement and configuration (PCs, laptops, printers, mobile devices)
- Server installation and file-sharing networks (cloud or local)
- Remote desktop and VPN access for remote or hybrid teams
- Email setup and domain configuration
- IT relocation services for moving offices
- Ongoing maintenance and tech support
- Troubleshooting and repairs (on-site or remote)
- Software installation, updates, and user account setup
- Hardware audits and system health checks
We act as your outsourced IT department—without the high overheads—so your business stays productive, connected, and protected.
Cybersecurity
Point-of-Sale (POS) & Payment System Setup
Protect your business from digital threats—before they cost you.
At Ozfintek Business Solutions, we provide practical and proactive cybersecurity services tailored for small and medium-sized businesses. In today’s digital world, even the smallest businesses are targets for cybercrime. We help you protect your data, devices, and systems with cost-effective security solutions that are easy to implement and maintain.
Our goal is simple: keep your business safe, compliant, and operating without disruption.
Our cybersecurity services include:
- Installation and management of business-grade antivirus and endpoint protection
- Email security (spam filters, phishing protection, and secure email hosting)
- Firewall setup and network security configuration
- Multi-Factor Authentication (MFA) setup for critical systems
- Data backup solutions and disaster recovery planning
- Cybersecurity awareness training for your staff
- Security audits and risk assessments
- Policy and internal control development (passwords, access control, device use)
- Support with compliance requirements (e.g. for financial or health industries)
We give your business the tools, knowledge, and support needed to defend against cyber threats—so you can work with peace of mind, knowing your systems are secure.
Point-of-Sale (POS) & Payment System Setup
Point-of-Sale (POS) & Payment System Setup
Point-of-Sale (POS) & Payment System Setup
Seamless sales and faster payments made simple.
At Ozfintek Business Solutions, we help small and medium businesses set up modern, reliable, and easy-to-use POS and payment systems tailored to their industry. Whether you're in retail, hospitality, or a service-based business, we make it easy to take payments, track sales, and connect everything back to your accounting system.
We simplify your checkout process—so you can serve customers faster and get paid quicker.
Our POS & payment system services include:
- Setup and configuration of POS systems (hardware + software)
- Integration with accounting platforms (Xero, MYOB, QuickBooks)
- Setup of mobile EFTPOS machines and card readers
- Online payment gateways (Stripe, Square, PayPal, Tyro)
- Tap & go, QR code, and contactless payment solutions
- Inventory and sales tracking linked to your POS
- POS training and user support for staff
- Setup of e-commerce payment systems for online stores
- Recurring billing and subscription payment setup
- Troubleshooting and ongoing technical support
Whether you're running a shopfront, café, mobile business, or online store, Ozfintek delivers smooth and secure payment systems that keep your cash flow moving.
Website & Digital Presence Support
Point-of-Sale (POS) & Payment System Setup
Internal Control & Workflow Automation
Build trust, get found, and grow your business online.
At Ozfintek Business Solutions, we help small and medium businesses establish a strong digital presence with professional websites and online tools that connect you with your customers. Whether you need a simple business site, an online store, or help managing your digital reputation, we make it easy, affordable, and effective.
We handle the tech, so you can focus on running your business.
Our website and digital presence services include:
- Business website & logo setup
- Domain registration and professional email setup (e.g., info@yourbusiness.com)
- Google Business Profile creation and optimisation for local visibility
- Setup of SSL certificates for website security
- Mobile-friendly, SEO-ready website design
- E-commerce and online booking system setup
- Basic logo and branding integration (or coordination with designers)
- Website backups and security monitoring
- Updates, content changes, and technical support
- Guidance on online reviews, social media linking, and reputation management
We make sure your business is not only online—but looking sharp, loading fast, and being found by the right people.
Internal Control & Workflow Automation
Point-of-Sale (POS) & Payment System Setup
Internal Control & Workflow Automation
Stronger systems. Smoother operations.
At Ozfintek Business Solutions, we help small and medium-sized businesses streamline their internal processes and build smart control systems that reduce manual work, minimise risk, and improve team accountability. Whether you're struggling with paper-based approvals, missed deadlines, or lack of oversight—we design digital workflows that make your business run better.
Our solutions reduce admin time, improve visibility, and create a more scalable operation.
Our internal control & workflow automation services include:
- Digital approval workflows for purchases, payroll, and expenses
- Document management systems with access controls and audit trails
- Paperless invoice and receipt handling
- Task and project tracking systems (e.g. Asana, Trello, Monday.com)
- Job costing and timesheet tracking tools
- Staff rostering and leave management solutions
- Integration of tools with accounting, payroll, and CRM software
- Automated notifications, reminders, and reporting
- Internal process mapping and system improvement
- Staff training and support on new workflows
From quote to invoice, and from team management to compliance—we help you automate the repetitive, control the critical, and focus on what matters most: growing your business.
